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Fair Isaac - Employee Stock Purchase Plan









FAIR, ISAAC AND COMPANY, INCORPORATED



1999 Employee Stock Purchase Plan







EXHIBIT 10.2







FAIR, ISAAC AND COMPANY, INCORPORATED



1999 Employee Stock Purchase Plan





1. Purpose.................................................................1



2. Definitions.............................................................1



3 Eligibility.............................................................3



4. Offering Periods........................................................3



5. Participation...........................................................3



6 Payroll Deductions......................................................4



7. Grant of Options........................................................5



8. Exercise of Option......................................................5



9 Delivery of Shares; Participant Accounts................................5



10. Withdrawal of Payroll Deductions or Shares; Termination of Employment...6



11. Interest................................................................7



12. Stock...................................................................7



13. Administration..........................................................7



14. Designation of Beneficiary..............................................8



15. Transferability.........................................................8



16. Use of Funds............................................................8



17. Reports.................................................................9



18. Adjustments Upon Changes in Capitalization, Dissolution, Liquidation,

Merger or Asset Sale....................................................9



19. Amendment or Termination................................................9



20. Notices................................................................10



21. Conditions Upon Issuance of Shares.....................................10



22. Plan Effective Date and Stockholder Approval...........................10



(i)







FAIR, ISAAC AND COMPANY, INCORPORATED



1999 Employee Stock Purchase Plan



1. Purpose. The purpose of this 1999 Employee Stock Purchase Plan (the "Plan") is to provide employees of Fair, Isaac and Company, Incorporated (the "Company") and its Designated Subsidiaries with an opportunity to purchase Stock of the Company through accumulated payroll deductions, enabling such persons to acquire or increase a proprietary interest in the Company in order to strengthen the mutuality of interests between such persons and the Company's stockholders. It will also provide a benefit that will assist the Company in competing to attract and retain employees of high quality. It is the intention of the Company that the Plan qualify as an "employee stock purchase plan" under Section 423 of the Code. Accordingly, the provisions of the Plan shall be construed in a manner consistent with the requirements of that Section of the Code.



2. Definitions. For purposes of the Plan, the following terms shall be defined as set forth below, in addition to such terms as defined in Section 1 hereof:



(a) "Account" means the account maintained on behalf of

the participant by the Custodian for the purpose of

investing in Stock and engaging in other transactions

permitted under the Plan.



(b) "Administrator" means the person or persons

designated to administer the Plan under Section

13(a).



(c) "Board" means the Company's Board of Directors.



(d) "Code" means the Internal Revenue Code of 1986, as

amended from time to time, including regulations

thereunder and successor provisions and regulations



(e) "Committee" means the Compensation Committee of the

Company's Board of Directors.



(f) "Compensation" means all gross earnings and

commissions, including payments for overtime, shift

premium, incentive compensation, incentive payments,

bonuses and other cash compensation, but excluding

grants of options , restricted stock, stock

appreciation rights and payments for severance.



(g) "Custodian" means a custodian or any successor

thereto as appointed by the Board from time to time.



(h) "Designated Subsidiaries" means the Subsidiaries

which have been designated by the Board from time to

time in its sole discretion as eligible to have their

Employees participate in the Plan.









(i) "Employee" means any individual who is a common law

employee of the Company or a Designated Subsidiary.



(j) "Enrollment Date" means the first day of the next

Offering Period.



(k) "Exercise Date" means the last day of each Offering



(l) "Fair Market Value" means the fair market value of a

share of Stock as determined by the Committee or

under procedures established by the Committee. Unless

otherwise determined by the Committee, the Fair

Market Value of Stock as of any given date shall be

the last trade price of a share of Stock reported on

a consolidated basis for securities listed on the New

York Stock Exchange for trades on the date as of

which such value is being determined or, if that day

is not a Trading Day, then on the latest previous

Trading Day.



(m) "Offering Period" means the approximately six-month

periods commencing (a) on the first Trading Day on or

after January 1 and terminating on the last Trading

Day in the following June, and (b) on the first

Trading Day on or after July 1 and terminating on the

last Trading Day in the following December. The

beginning and ending dates and duration of Offering

Periods may be changed pursuant to Section 4 of the



(n) "Purchase Price" means an amount equal to 85% of the

Fair Market Value of a share of Stock on the

Enrollment Date or 85% of the Fair Market Value of a

share of Stock on the Exercise Date, whichever is



(o) "Reserves" means the number of shares of Stock

covered by all options under the Plan which have not

yet been exercised and the number of shares of Stock

which have been authorized for issuance under the

Plan but which have not yet become subject to



(p) "Stock" means the Company's Common Stock, and such

other securities as may be substituted (or

resubstituted) for Stock pursuant to Section 18



(q) "Subsidiary" means any corporation (other than the

Company) in an unbroken chain of corporations

beginning with the Company if each of the

corporations (other than the last corporation in the

unbroken chain) owns stock possessing 50% or more of

the total combined voting power of all classes of

stock in one of the other corporations in the chain.



(r) "Trading Day" means a day on which the New York Stock

Exchange is open for trading.









3. Eligibility.



(a) All Employees (as determined in accordance with

Section 2(i) hereof) of the Company or a Designated

Subsidiary on a given Enrollment Date shall be

eligible to participate in the Plan.



(b) Any provisions of the Plan to the contrary

notwithstanding, no Employee shall be granted an

option under the Plan (i) to the extent that,

immediately after the grant, such Employee (or any

other person whose Stock would be attributed to such

Employee pursuant to Section 424(d) of the Code)

would own capital stock and/or hold outstanding

options to purchase such stock possessing 5% or more

of the total combined voting power or value of all

classes of the capital stock of the Company or of any

Subsidiary, or (ii) to the extent that his or her

rights to purchase stock under all employee stock

purchase plans of the Company and its Subsidiaries

accrue at a rate which exceeds $25,000 worth of stock

(determined at the fair market value of the shares at

the time such option is granted) for each calendar

year in which such option is outstanding at any time.



(c) All participants in the Plan shall have equal rights

and privileges (subject to the terms of the Plan)

with respect to options outstanding during any given

Offering Period.



4. Offering Periods. The Plan shall be implemented by consecutive Offering Periods with a new Offering Period commencing on the first Trading Day on or after January 1 and July 1 of each year following the initial Offering Period, or on such other date as the Committee shall determine, and continuing thereafter until terminated in accordance with Section 19 hereof. The Committee shall have the power to change the beginning date, ending date, and duration of Offering Periods with respect to future offerings without stockholder approval if such change is announced at least five days prior to the scheduled beginning of the first Offering Period to be affected thereafter, provided that Offering Periods will in all cases comply with applicable limitat