Ct&t Excess Benefits Pension Plan

Exhibit 10.19


CHICAGO TITLE AND TRUST COMPANY


EXCESS BENEFITS PENSION PLAN


January 1, 1987


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Chicago Title and Trust Company
Excess Benefits Pension Plan


Section One
Establishment of Plan


1.1 Effective Date. Effective January 1, 1987, Chicago Title and Trust Company
(CT&T) hereby establishes the Chicago Title and Trust Company Excess
Benefits Pension Plan (Plan).


1.2 Plan Purpose. The Plan is for those participants of the Chicago Title and
Trust Company Pension Plan (Pension Plan) who are affected by the maximum
benefit limitations imposed by Section 415 of the Internal Revenue Code
(Code) as amended. The purpose of this Plan is to restore for those
participants those benefits reduced by said maximum benefit limitations.


1.3 Employer. The Company and any of its affiliated corporations which with
the consent of the Company adopt the Plan are referred to below
collectively as the "Employers" and individually as an "Employer."


1.4 Non-Tax Qualified Plan. This Plan is completely independent from the
Pension Plan and is not funded or qualified for special tax treatment under
the Internal Revenue Code. The Plan is intended to constitute an excess
benefit plan within meaning of Section 3(36) of the Employees Retirement
Income Security Act of 1974, as amended.


Section Two
Eligibility


2.1 Eligibility. Any participant in the Pension Plan who is affected by the
maximum benefit limitations of that Plan shall be entitled to an excess
benefit, payable hereunder in accordance with Section Three of this Plan,
equal to the excess, if any, of


(A) The amount of such participant's annual benefit (or lump sum
equivalent) under the Pension Plan computed under the provisions of
the said plan, without regard to the above-mentioned limitations of
section 415 of the Internal Revenue Code


less


(B) The amount of such participant's annual benefit (or lump sum
equivalent) actually payable for each year under the Pension Plan,
computed under the


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provisions of the said retirement plan and subject to the
above-mentioned limitations of section 415 of the Internal Revenue
Code.


2.2 Time and Method of Payment. The excess benefits under this Plan shall
become payable when a participant begins to receive payments as a retiree
or terminated vested employee under the Chicago Title and Trust Company
Pension Plan and shall be payable in the same manner and at the same time
as the participant's benefits under said Pension Plan are paid.


2.3 Incompetency. In the event that a person entitled to benefits under the
Plan is declared incompetent and a conservator or other person legally
charged with the care of this person or of his estate is appointed, any
benefits to which such person is entitled under the Plan shall be paid to
such conservator or other person legally charged with the care of this
person or of his estate.


2.4 Employee Rights. The amount of any benefit payable under the Plan with
respect to any Participant shall be paid from the general revenues of the
Employer that last employed that Participant.


2.5 Beneficiary. In the event of a participant's death, the ...