Marketing Contract 7/10/00

MARKETING AGREEMENT


This Agreement is made effective as of July 10, 2000, by and between America's Senior Financial Services, Inc. of 9501 NE 2nd Avenue, Suite 3, Miami Shores, FL 33138, and Wall Street Financial, 499 North State Road 434, Altamonte Springs, FL 32714.


In this Agreement, the party who is contracting to receive services shall be referred to as "Amse", and the party who will be providing the services shall be referred to as "Wall Street".


Wall Street has a background in the creation and maintenance of an extensive e-mail advertising database network which operates 24 hours a day and has the capacity to deliver an "awareness" message to over 20,000,000 e-mail addresses. This database will be used to distribute an advertising piece that should create a general awareness of Amse and the company's role in the expanding Reverse Mortgage Industry. It is expected that the campaign will cause potential borrowers to click through to Amse's web sites, creating interest in Amse's Reverse Mortgage products and generating on-line applications and/or additional names for Amse's database of potential mortgage customers. Wall Street represents that it has the aforementioned expertise, and is willing to provide services to Amse based on this background.


Amse dealers to have services provided by Wall Street.


Therefore, the parties agree as follows:


1. DESCRIPTION OF SERVICES. Beginning on July 10, 2000, Wall Street will provide the following services, (collectively the "Services"); will set up a database mailing program for Amse that targets 20,000,000 e-mail addresses and makes over 100,000 contacts daily for a period of six months. In addition, the consultant will advise Amse as to the form and content of the advertising pieces, and from time to time will recommend changes as necessary to keep the marketing campaign fresh.


2. PERFORMANCE OF SERVICES. The manner in which the Services are to be performed and the specific hours to be worked by Wall Street shall be determined by Wall Street. Amse will rely on Wall Street to work as many hours as may be reasonably necessary to fulfill Wall Street's obligations under this Agreement.


3. PAYMENT. AMSE will pay a fee to Attorney Barcus based on $0.30 per share for the Services. This fee shall be payable upon monthly invoicing by Attorney Barcus, and the "fee" shall cover the legal services provided, estimated at up to 40 hours per month for a period of twelve months, payable in the Company's common stock calculated at .30 cents per share, regardless of market price. The shares will be issued subject to Rule 144 but registered on an upcoming SB2 registration statement, subject to a reasonable leakage agreement, once free trading. Upon signing of this contract, a total of 120,000 shares will be issued against t ...