AMENDMENT TO GENERAL AGENT CONTRACT

Exhibit 10.5

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AMENDMENT EXTENDING GENERAL AGENT CONTRACT



This is an amendment ("Amendment") extending the General Agent Contract ("General Agent Contract") effective January 1, 1985 between UNITED INVESTORS LIFE INSURANCE COMPANY ("United") or ("Company"), and W&R INSURANCE AGENCY, INC. ("General Agent"), as follows:



1. Subparagraph A of Paragraph 13 of the General Agent Contract is amended to read as follows:

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