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Agreement#: AG-350207
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Form of Promissory Note

Effective Date: December 18, 2006
Parties:

2020 Chinacap Acquirco,

Sectors: Financial Services
Governing Law:  Delaware
EXHIBIT 10.14

PROMISSORY NOTE

$50,000.00

Marlborough, Massachusetts

2020 CHINACAP AQUIRCO, INC., a Delaware corporation (the " Maker" ) promises to pay to the order of G. GEORGE LU, an individual (the " Payee" ) the principal sum of Fifty Thousand Dollars and No Cents ($50,000.00) in lawful money of the United States of America on the terms and conditions described below.

PRINCIPAL. The principal balance of this Note shall be repayable on the sooner of (i) one year from the date hereof or (ii) the date of consummation of a Business Combination as that term is defined in Maker' s Articles of Incorporation as may be amended and/or restated from time to time.

INTEREST. The principal balance shall not bear interest.

APPLICATION OF PAYMENTS. All payments shall be applied first to payment in full of any costs incurred in the collection of any sum due under this Note, including (without limitation) reasonable attorneys' fees, then to the payment in full of any late charges and finally to the reduction of the unpaid principal balance of this Note.

EVENTS OF DEFAULT. The following shall constitute Events of Default:

FAILURE TO MAKE REQUIRED PAYMENTS. Failure by Maker to pay the principal of this Note within five (5) business days following the date when due.

VOLUNTARY BANKRUPTCY, ETC. The commencement by Maker of a voluntary case under the Federal Bankruptcy Code, as now constituted or hereafter amended, or any other applicable federal or state bankruptcy, insolvency, reorganization, rehabilitation or other similar law, or the consent by it to the appointment of or taking possession by a receiver, liquidator, assignee, trustee, custodian, sequestrator (or other similar official) of Maker or for any substantial part of its property, or the making by it of any assignment for the benefit of creditors, or the failure of Maker generally to pay its debts as such debts become due, or the taking of corporate action by Maker in furtherance of any of the foregoing.

INVOLUNTARY BANKRUPTCY, ETC. The entry of a decree or order for relief by a court having jurisdiction in the premises in respect of maker in an involuntary case under the Federal Bankruptcy Code, as now or hereafter constituted, or any other applicable federal or state bankruptcy, insolvency or other sim ...

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