Amendment To Construction And Term Loan Agreement

EXHIBIT 10.2.1
SIXTH AMENDMENT TO
CONSTRUCTION AND TERM LOAN AGREEMENT


This Sixth Amendment to Construction and Term Loan Agreement (this "Amendment") is executed as of February 1, 1998, by TROPICAL SPORTSWEAR INTL. CORPORATION, a Florida corporation, as successor-in-interest by merger to Tropical Sportswear International Corporation ("Borrower"), and SOUTHTRUST BANK, NATIONAL ASSOCIATION, a national banking association formerly known as SouthTrust Bank of Alabama, National Association ("Bank"), to amend the Construction and Term Loan Agreement executed by them on May 10, 1996, as amended by the First Amendment to Construction and Term Loan Agreement dated as of May 10, 1996, as further amended by the Second Amendment to Construction and Term Loan Agreement dated as of July 2, 1996, as further amended by the Third Amendment to Construction and Term Loan Agreement dated as of September 30, 1996, as further amended by the Fourth Amendment to Construction and Term Loan Agreement dated as of July 18, 1997 and as further amended by the Fifth Amendment to Construction and Term Loan Agreement dated as of July 18, 1997 (as amended to date, the "Agreement").


1. Definitions. Unless otherwise expressly defined in this Amendment, all terms used in this Amendment have the same meanings ascribed to them in the Agreement, and the definitions of those terms contained in the Agreement are incorporated by reference into this Amendment for all purposes.


2. Amendment to Interest Rate. Beginning on February 1, 1998, and continuing until July 18, 2002, which is the fifth anniversary of the Loan conversion date, interest shall be fixed at an annual rate of 7.38%, which rate is equal to 200 basis points above the Bank's five-year "Treasury Constant Rate" in effect on January 23, 1998. In accordance with the Agreement, the interest rate shall be adjusted again on July 18, 2002.


3. Amendment to Loan Balance and Payment Schedule. Upon payment of the scheduled February 1, 1998 Loan installment, the principal balance of the Loan will be $9,693,292.12. Assuming prompt and full payment of that installment, on February 1, 1998, the Loan shall be re-amortized in accordance with the Agreement at the interest ...