Form of Amip VI Restricted Stock Award Grant Document

Exhibit 10-a.4 ADVANTA CORP.
STOCK AWARD GRANT DOCUMENT (AMIP VI) This Restricted Stock Award Grant Document (the " Grant Document" ) constitutes the Grant Document for the Award granted by Advanta Corp. pursuant to the terms of the Advanta Management Incentive Program VI (" AMIP VI" ), a program established under the Advanta Corp. 2000 Omnibus Stock Incentive Plan (the " Plan" ), on <> the (" Date of Grant" ) to <> (the " Grantee" ), and is subject to all applicable terms and conditions set forth in AMIP VI and subject to the limitations of the Plan. 1. Definitions. All terms stated with initial capitalization within this Grant Document shall have the meaning set forth in AMIP VI or the Plan unless otherwise defined herein or as may be required by the context. As used herein: (a) " Restricted Period" means, with respect to each Share that is subject to this Grant Document, the period beginning on the Date of Grant and ending on the Vesting Date. (b) " Restricted Stock" means the <> Shares that have been granted subject to the terms of this Grant Document. (c) " Vesting Date" shall mean the date on which a Share ceases to be subject to restrictions. 2. Restrictions on the Restricted Stock. During the Restricted Period, the Grantee shall not be permitted to sell, transfer, pledge or assign the Restricted Stock except by will or by the laws of descent and distribution. The Company shall, in its discretion, either maintain possession of the certificates respecting the Restricted Stock, place the certificates in the custody of an escrow agent for the duration of the Restricted Period or transfer the certificates to the Grantee; provided, however, that such certificates shall be legended in a manner determined to be appropriate by the Committee that indicates such restrictions as are in effect with respect to the Restricted Stock evidenced by such certificates. 3. Lapse of Restrictions. Subject to the terms and conditions set forth herein, in AMIP VI and in the Plan, the restrictions set forth in Section 2 with respect to each of the shares of Restricted Stock shall lapse on the applicable Vesting Date. (a) General Vesting Date: The applicable Vesting Date for all shares of Restricted Stock shall occur on the 10th anniversary of the Date of Grant; provided, however, that on such date the Grantee is, and has continuously been, during the period commencing on the Date of Grant and ending on the Vesting Date as determined under this subsection 3(a), an employee of the Company. (b) Establishment of Accelerated Vesting Date: Notwithstanding the determination of the applicable Vesting Date under subsection 3(a) above, consistent with the terms and conditions of AMIP VI and the Plan, the Committee may determine, ...