Agreement#: AG-4345
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CMO Employment Agreement

Effective Date: March 31, 2000
Parties:

LendingTree

Sectors: Financial Services
www.lendingtree.com



November 26, 1999



Mr. Thomas J. Reddin 837 Brookhaven Springs Court Atlanta, GA 30342



RE: Written Offer of Employment



Dear Tom:



LendingTree, Inc. (the "Company") would like to extend you an offer of employment as Chief Marketing Officer of our Company. You acknowledge that you will be an at-will employee of the Company subject to the Company's normal employment policies.



Your anticipated start date will be December 10, 1999. You will report to Douglas Lebda in his capacity as Chief Executive Officer. The Company fully expects to maintain this reporting structure for at least one year. This position will be located in LendingTree's corporate offices in Charlotte, NC with travel to other areas as necessary.



The Company irrevocably promises and agrees that your compensation package will be as follows:



- - A base salary of $200,000 per year as Chief Marketing Officer or such

other position with comparable job title, duties, and responsibility to

which you may be assigned.



- - You will receive a one-time $65,000 signing bonus payable on the first

day of employment.



- - During your first year of employment, you will receive a $70,000 annual

bonus, paid at a rate of $17,500 quarterly within 30 days of the

quarter's end, beginning March 31, 2000. Bonuses, if any, for

subsequent years will be incentive based and range from 0 to 50% of

your base salary. - - You will receive upon commencement of employment Incentive Stock

Options to purchase 225,000 shares of LendingTree common stock at an

exercise price of $7 per share. These options (granted under the

Company's 1999 Employee Stock Option Plan) will vest evenly over a

four-year period in the amount of 56,250 shares per annum on each of

your first, second, third, and fourth employment anniversaries. Should

the Company's stock split during this period, the number of options

offered shall be increased proportionally. These options will expire

if not exercised within ten years of vesting or if upon your voluntary

termination of employment you fail to exercise any vested option within

90 days of said termination or such other time specified in the

Employee Stock Option Plan, if longer.



- - You will be covered under the Company's Directors and Officers

liability insurance policy and any other such indemnification provided

under the Company's Bylaws and Articles of Incorporation.



- - The Company will provide you health care coverage according to its

standard offering to employees for health care. The present offering

provides for the payment of 100% of the premiums for you and your

family under our Blue Cross/Blue Shield PPO plan. There is a 30-day

waiting period from the start of your employment, however the Company

will reimburse you for any COBRA continuation during those 30 days.



- - You are eligible for fifteen days of paid vacation per annum, the

timing of which is subject to your Manager's approval.



- - The Company will reimburse you up to $2,500 per month for all

reasonable and documented living expenses associated with traveling

from Atlanta, Georgia to corporate offices in Charlotte, North

Carolina, through March 30, 2000, at which time you will be required to

relocate to Charlotte. These expenses include airfare, lodging, and

personal use of a vehicle. (This amount does not include the cost of

travel to locations other than your home and Charlotte for the purpose

of conducting company business, for which the company will also

reimburse you).



- - LendingTree, Inc. will pay for reasonable and documented expenses

related to your relocation to Charlotte, NC, including all closing

costs and real estate agency commissions involved with the sale of your

current residence. Such expenses must be approved by LendingTree in

advance, and the Company



will provide the moving agency. Within the first year of your

employment, should you voluntarily terminate your employment, you agree

to reimburse the company for all expenses the Company incurred relating

to your relocation and will be required to sign an interest-free

promissory note stating such upon your start of employment.



- - Should you voluntarily terminate your employment or if you are

terminated for "Cause" as defined in the paragraph immediately

following, you will not receive the severance benefits in the paragraph

immediately following.



- - Regardless of your at-will status, should your employment be terminated

by the Company for reasons other than "Cause," herein defined as "(a)

your conviction, or the entry of a pleading of guilty or nolo

contendere by you, to any crime involving moral turpitude or any

felony, or (b) unethical business activity to include fraud,

embezzlement or the unlawful misappropriation or theft of Company

assets," the Company irrevocably promises and agrees to pay you

severance as follows:



(i) You will continue to receive, for up to one year or until you

take another full-time job, whichever comes first: (a) your

first year's bonus, and (b) compensation based on your base

salary in effect at the time of termination, payable

bimonthly. However, if you secure other employment within one

year of your termination for which your base salary, bonus or

wages is less than your base salary at the time of

termination, the Company will pay you (for the remainder of

the one year period) an amount equal to the difference between

the base salary, bonus and wages from your new employer and

your base salary as of the date of your termination from the

Len ...

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