Form Of Affiliated Computer Services Savings Plan

FORM OF AFFILIATED COMPUTER SERVICES, INC. SAVINGS PLAN


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AFFILIATED COMPUTER SERVICES, INC.
SAVINGS PLAN
(JANUARY 1, 1999 RESTATEMENT)


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TABLE OF CONTENTS


PREAMBLE


ARTICLE I - DEFINITIONS 1.1 PLAN DEFINITIONS.....................................................................................2 1.2 INTERPRETATION.......................................................................................6


ARTICLE II - SERVICE 2.1 DEFINITIONS..........................................................................................7 2.2 CREDITING OF HOURS OF SERVICE........................................................................7 2.3 HOURS OF SERVICE EQUIVALENCIES.......................................................................8 2.4 LIMITATIONS ON CREDITING OF HOURS OF SERVICE.........................................................9 2.5 DEPARTMENT OF LABOR RULES............................................................................9 2.6 YEARS OF ELIGIBILITY SERVICE........................................................................10 2.7 YEARS OF VESTING SERVICE............................................................................10 2.8 CREDITING OF HOURS OF SERVICE WITH RESPECT TO SHORT PLAN YEAR.......................................10


ARTICLE III - ELIGIBILITY 3.1 ELIGIBILITY........................................................................................ 11 3.2 TRANSFERS OF EMPLOYMENT.............................................................................11 3.3 REEMPLOYMENT........................................................................................11 3.4 NOTIFICATION CONCERNING NEW ELIGIBLE EMPLOYEES......................................................11 3.5 EFFECT AND DURATION.................................................................................11


ARTICLE IV - TAX-DEFERRED CONTRIBUTIONS 4.1 TAX-DEFERRED CONTRIBUTIONS..........................................................................12 4.2 AMOUNT OF TAX-DEFERRED CONTRIBUTIONS................................................................12 4.3 CHANGES IN REDUCTION AUTHORIZATION..................................................................12 4.4 SUSPENSION OF TAX-DEFERRED CONTRIBUTIONS............................................................12 4.5 RESUMPTION OF TAX-DEFERRED CONTRIBUTIONS............................................................13 4.6 DELIVERY OF TAX-DEFERRED CONTRIBUTIONS..............................................................13 4.7 VESTING OF TAX-DEFERRED CONTRIBUTIONS...............................................................13


ARTICLE V - AFTER-TAX AND ROLLOVER CONTRIBUTIONS 5.1 NO AFTER-TAX CONTRIBUTIONS..........................................................................14 5.2 ROLLOVER CONTRIBUTIONS..............................................................................14 5.3 VESTING OF ROLLOVER CONTRIBUTIONS...................................................................14


ARTICLE VI - EMPLOYER CONTRIBUTIONS 6.1 CONTRIBUTION PERIOD.................................................................................15 6.2 PROFIT-SHARING CONTRIBUTIONS........................................................................15 6.3 ALLOCATION OF PROFIT-SHARING CONTRIBUTIONS..........................................................15


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6.4 QUALIFIED NONELECTIVE CONTRIBUTIONS.................................................................15 6.5 ALLOCATION OF QUALIFIED NONELECTIVE CONTRIBUTIONS...................................................15 6.6 MATCHING CONTRIBUTIONS..............................................................................16 6.7 ALLOCATION OF MATCHING CONTRIBUTIONS................................................................16 6.8 VERIFICATION OF AMOUNT OF EMPLOYER CONTRIBUTIONS BY THE SPONSOR.....................................16 6.9 PAYMENT OF EMPLOYER CONTRIBUTIONS...................................................................16 6.10 ELIGIBILITY TO PARTICIPATE IN ALLOCATION............................................................17 6.11 VESTING OF EMPLOYER CONTRIBUTIONS...................................................................17 6.12 ELECTION OF FORMER VESTING SCHEDULE.................................................................17 6.13 FORFEITURES TO REDUCE EMPLOYER CONTRIBUTIONS........................................................18


ARTICLE VII - LIMITATIONS ON CONTRIBUTIONS 7.1 DEFINITIONS........................................................................................ 19 7.2 CODE SECTION 402(g) LIMIT...........................................................................21 7.3 LIMITATION ON TAX-DEFERRED CONTRIBUTIONS OF HIGHLY COMPENSATED EMPLOYEES............................22 7.4 DISTRIBUTION OF EXCESS TAX-DEFERRED CONTRIBUTIONS...................................................23 7.5 LIMITATION ON MATCHING CONTRIBUTIONS OF HIGHLY COMPENSATED EMPLOYEES................................24 7.6 FORFEITURE OR DISTRIBUTION OF EXCESS CONTRIBUTIONS..................................................25 7.7 MULTIPLE USE LIMITATION.............................................................................25 7.8 DETERMINATION OF INCOME OR LOSS.....................................................................26 7.9 CODE SECTION 415 LIMITATIONS ON CREDITING OF CONTRIBUTIONS AND FORFEITURES..........................26 7.10 COVERAGE UNDER OTHER QUALIFIED DEFINED CONTRIBUTION PLAN............................................27 7.11 COVERAGE UNDER QUALIFIED DEFINED BENEFIT PLAN.......................................................27 7.12 SCOPE OF LIMITATIONS................................................................................27


ARTICLE VIII - TRUST FUNDS AND PARTICIPANT ACCOUNTS 8.1 GENERAL FUND........................................................................................28 8.2 INVESTMENT FUNDS....................................................................................28 8.3 EMPLOYER STOCK INVESTMENT FUND......................................................................28 8.4 LOAN INVESTMENT FUND................................................................................28 8.5 INCOME ON TRUST.....................................................................................29 8.6 PARTICIPANT ACCOUNTS................................................................................29 8.7 SUB-ACCOUNTS........................................................................................29


ARTICLE IX - LIFE INSURANCE CONTRACTS 9.1 NO LIFE INSURANCE CONTRACTS.........................................................................30


ARTICLE X - DEPOSIT AND INVESTMENT OF CONTRIBUTIONS 10.1 FUTURE CONTRIBUTION INVESTMENT ELECTIONS............................................................31 10.2 DEPOSIT OF CONTRIBUTIONS............................................................................31 10.3 ELECTION TO TRANSFER BETWEEN FUNDS..................................................................31 10.4 404(c) PLAN........................................................................................ 32


(xvi) 5 ARTICLE XI - CREDITING AND VALUING PARTICIPANT ACCOUNTS 11.1 CREDITING PARTICIPANT ACCOUNTS......................................................................33 11.2 VALUING PARTICIPANT ACCOUNTS........................................................................33 11.3 FINALITY OF DETERMINATIONS..........................................................................33 11.4 NOTIFICATION........................................................................................33


ARTICLE XII - LOANS 12.1 APPLICATION FOR LOAN................................................................................34 12.2 REDUCTION OF ACCOUNT UPON DISTRIBUTION..............................................................34 12.3 REQUIREMENTS TO PREVENT A TAXABLE DISTRIBUTION......................................................35 12.4 ADMINISTRATION OF LOAN INVESTMENT FUND..............................................................35 12.5 DEFAULT.............................................................................................36 12.6 SPECIAL RULES APPLICABLE TO LOANS...................................................................36 12.7 LOANS GRANTED PRIOR TO AMENDMENT....................................................................36


ARTICLE XIII - WITHDRAWALS WHILE EMPLOYED 13.1 WITHDRAWALS OF ROLLOVER CONTRIBUTIONS...............................................................37 13.2 WITHDRAWALS OF EMPLOYER CONTRIBUTIONS...............................................................37 13.3 WITHDRAWALS OF TAX-DEFERRED CONTRIBUTIONS...........................................................38 13.4 LIMITATIONS ON WITHDRAWALS OTHER THAN HARDSHIP WITHDRAWALS..........................................38 13.5 CONDITIONS AND LIMITATIONS ON HARDSHIP WITHDRAWALS..................................................38 13.6 ORDER OF WITHDRAWAL FROM A PARTICIPANT'S SUB-ACCOUNTS...............................................39


ARTICLE XIV - TERMINATION OF EMPLOYMENT AND SETTLEMENT DATE 14.1 TERMINATION OF EMPLOYMENT AND SETTLEMENT DATE.......................................................40 14.2 SEPARATE ACCOUNTING FOR NON-VESTED AMOUNTS..........................................................40 14.3 DISPOSITION OF NON-VESTED AMOUNTS...................................................................40 14.4 RECREDITING OF FORFEITED AMOUNTS....................................................................41


ARTICLE XV - DISTRIBUTIONS 15.1 DISTRIBUTIONS TO PARTICIPANTS.......................................................................43 15.2 DISTRIBUTIONS TO BENEFICIARIES......................................................................43 15.3 CASH OUTS AND PARTICIPANT CONSENT...................................................................44 15.4 REQUIRED COMMENCEMENT OF DISTRIBUTION...............................................................44 15.5 REEMPLOYMENT OF A PARTICIPANT.......................................................................44 15.6 RESTRICTIONS ON ALIENATION..........................................................................45 15.7 FACILITY OF PAYMENT.................................................................................45 15.8 INABILITY TO LOCATE PAYEE...........................................................................45 15.9 DISTRIBUTION PURSUANT TO QUALIFIED DOMESTIC RELATIONS ORDERS........................................45


ARTICLE XVI - FORM OF PAYMENT 16.1 APPLICABILITY.......................................................................................46 16.2 NORMAL FORM OF PAYMENT..............................................................................46 16.3 OPTIONAL FORM OF PAYMENT............................................................................46 16.4 CHANGE OF OPTION ELECTION...........................................................................46


(xvii) 6 16.5 DIRECT ROLLOVER.....................................................................................47 16.6 NOTICE REGARDING FORMS OF PAYMENT...................................................................47 16.7 REEMPLOYMENT........................................................................................48 16.8 DISTRIBUTION IN THE FORM OF EMPLOYER STOCK..........................................................48


ARTICLE XVII - BENEFICIARIES 17.1 APPLICABILITY.......................................................................................49 17.2 DESIGNATION OF BENEFICIARY..........................................................................49 17.3 SPOUSAL CONSENT REQUIREMENTS........................................................................49


ARTICLE XVIII - ADMINISTRATION 18.1 AUTHORITY OF THE SPONSOR............................................................................50 18.2 ACTION OF THE SPONSOR...............................................................................50 18.3 CLAIMS REVIEW PROCEDURE.............................................................................51 18.4 QUALIFIED DOMESTIC RELATIONS ORDERS.................................................................51 18.5 INDEMNIFICATION.....................................................................................52 18.6 ACTIONS BINDING.....................................................................................52


ARTICLE XIX - AMENDMENT AND TERMINATION 19.1 AMENDMENT...........................................................................................53 19.2 LIMITATION ON AMENDMENT.............................................................................53 19.3 TERMINATION.........................................................................................53 19.4 REORGANIZATION......................................................................................54 19.5 WITHDRAWAL OF AN EMPLOYER...........................................................................55


ARTICLE XX - ADOPTION BY OTHER ENTITIES 20.1 ADOPTION BY RELATED COMPANIES.......................................................................56 20.2 EFFECTIVE PLAN REVISION.............................................................................56


ARTICLE XXI - MISCELLANEOUS PROVISIONS 21.1 NO COMMITMENT AS TO EMPLOYMENT......................................................................57 21.2 BENEFITS............................................................................................57 21.3 NO GUARANTEES.......................................................................................57 21.4 EXPENSES............................................................................................57 21.5 PRECEDENT...........................................................................................57 21.6 DUTY TO FURNISH INFORMATION.........................................................................57 21.7 WITHHOLDING.........................................................................................58 21.8 MERGER, CONSOLIDATION, OR TRANSFER OF PLAN ASSETS...................................................58 21.9 BACK PAY AWARDS.....................................................................................58 21.10 CONDITION ON EMPLOYER CONTRIBUTIONS.................................................................58 21.11 RETURN OF CONTRIBUTIONS TO AN EMPLOYER..............................................................59 21.12 VALIDITY OF PLAN....................................................................................59 21.13 TRUST AGREEMENT.....................................................................................59 21.14 PARTIES BOUND.......................................................................................59 21.15 APPLICATION OF CERTAIN PLAN PROVISIONS..............................................................60


(xviii) 7 21.16 LEASED EMPLOYEES....................................................................................60 21.17 TRANSFERRED FUNDS...................................................................................60


ARTICLE XXII - TOP-HEAVY PROVISIONS 22.1 DEFINITIONS.........................................................................................61 22.2 APPLICABILITY.......................................................................................63 22.3 MINIMUM EMPLOYER CONTRIBUTION.......................................................................63 22.4 ADJUSTMENTS TO SECTION 415 LIMITATIONS..............................................................64 22.5 ACCELERATED VESTING.................................................................................64


ADDENDUM


ARTICLE XVI - FORM OF PAYMENT 16.1 DEFINITIONS.........................................................................................65 16.2 NORMAL FORM OF PAYMENT..............................................................................66 16.3 OPTIONAL FORMS OF PAYMENT...........................................................................67 16.4 CHANGE OF ELECTION..................................................................................67 16.5 FORM OF ANNUITY REQUIREMENTS........................................................................68 16.6 QUALIFIED PRERETIREMENT SURVIVOR ANNUITY REQUIREMENTS...............................................68 16.7 DIRECT ROLLOVER.....................................................................................68 16.8 NOTICE REGARDING FORMS OF PAYMENT...................................................................69 16.9 REEMPLOYMENT........................................................................................70


ARTICLE XVII - BENEFICIARIES 17.1 DESIGNATION OF BENEFICIARY..........................................................................71


(d) APPENDICES


APPENDIX I AFFILIATED COMPUTER SERVICES, INC........................................................72
APPENDIX II AFFILIATED COMPUTER SERVICE / ROADWAY...................................................73
APPENDIX III MICAH TECHNOLOGIES SERVICES, INC. .....................................................75


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PREAMBLE


The Affiliated Computer Services, Inc. Savings Plan, originally effective as of January 1, 1989, is hereby amended and restated in its entirety. The Plan, as amended and restated hereby, is intended to qualify as a profit-sharing plan under Section 401(a) of the Code, and includes a cash or deferred arrangement that is intended to qualify under Section 401(k) of the Code. The Plan is maintained for the exclusive benefit of eligible employees and their beneficiaries.


Notwithstanding any other provision of the Plan to the contrary, a Participant's vested interest in his Participant Account under the Plan on and after the effective date of this amendment and restatement shall be not less than his vested interest in his account on the day immediately preceding the effective date.


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ARTICLE I
DEFINITIONS


1.1 PLAN DEFINITIONS


As used herein, the following words and phrases have the meanings hereinafter set forth, unless a different meaning is plainly required by the context:


The "ADMINISTRATOR" means the Sponsor unless the Sponsor designates another person or persons to act as such.


An "AFTER-TAX CONTRIBUTION" means any after-tax employee contribution made by a Participant as may be permitted under Article V.


The "BENEFICIARY" of a Participant means the person or persons entitled under the provisions of the Plan to receive distribution hereunder in the event the Participant dies before receiving distribution of his entire interest under the Plan.


The "CODE" means the Internal Revenue Code of 1986, as amended from time to time. Reference to a section of the Code includes such section and any comparable section or sections of any future legislation that amends, supplements, or supersedes such section.


The "COMPENSATION" of a Participant for any period means the wages as defined in Section 3401(a) of the Code, paid to him for such period for services as an Employee that would be used for purposes of income tax withholding at the source, determined without regard to any rules that limit compensation included in wages based on the nature or location of the employment or services performed, but determined prior to any exclusions for amounts deferred under Section 125, 402(e)(3), 402(h)(1)(B), 403(b), or 457(b) of the Code or for certain contributions described in Section 414(h)(2) of the Code that are picked up by the employing unit and treated as employer contributions.


Notwithstanding the foregoing, Compensation for all Plan purposes shall not include the following:


* bonuses.


* expense allowances.


* non-qualified deferred compensation.


* special non-recurring allowances.


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In no event, however, shall the Compensation of a Participant taken into account under the Plan for any Plan Year exceed (1) $200,000 for Plan Years beginning prior to January 1, 1994, or (2) $150,000 for Plan Years beginning on or after January 1, 1994 (subject to adjustment annually as provided in Section 401(a)(17)(B) and Section 415(d) of the Code; provided, however, that the dollar increase in effect on January 1 of any calendar year, if any, is effective for Plan Years beginning in such calendar year). If the Compensation of a Participant is determined over a period of time that contains fewer than 12 calendar months, then the annual compensation limitation described above shall be adjusted with respect to that Participant by multiplying the annual compensation limitation in effect for the Plan Year by a fraction the numerator of which is the number of full months in the period and the denominator of which is 12; provided, however, that no proration is required for a Participant who is covered under the Plan for less than one full Plan Year if the formula for allocations is based on Compensation for a period of at least 12 months.


A "CONTRIBUTION PERIOD" means the period specified in Article VI for which Employer Contributions shall be made.


An "ELIGIBLE EMPLOYEE" means any Employee who has met the eligibility requirements of Article III to have Tax-Deferred Contributions made to the Plan on his behalf.


The "ELIGIBILITY SERVICE" of an employee means the period or periods of service credited to him under the provisions of Article II for purposes of determining his eligibility to participate in the Plan as may be required under Article III or Article VI.


An "EMPLOYEE" means any employee of an Employer other than an employee who is covered by a collective bargaining agreement that does not specifically provide for coverage under the Plan.


An "EMPLOYER" means the Sponsor and any entity which has adopted the Plan as may be provided under Article XX.


An "EMPLOYER CONTRIBUTION" means the amount, if any, that an Employer contributes to the Plan as may be provided under Article VI or Article XXII.


An "ENROLLMENT DATE" means the first day of each calendar month of the Plan Year.


"ERISA" means the Employee Retirement Income Security Act of 1974, as amended from time to time. Reference to a section of ERISA includes such section and any comparable section or sections of any future legislation that amends, supplements, or supersedes such section.


The "GENERAL FUND" means a Trust Fund maintained by the Trustee as required to hold and administer any assets of the Trust that are not allocated among any separate Investment Funds as may be provided in the Plan or the Trust Agreement. No General Fund shall be maintained if all assets of the Trust are allocated among separate Investment Funds.


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A "HIGHLY COMPENSATED EMPLOYEE" means an Employee or former Employee who is a highly compensated active employee or highly compensated former employee as defined hereunder.


A "highly compensated active employee" includes any Employee who performs services for an Employer during the determination year and who (i) was a five percent owner at any time during the determination year or the look back year, (ii) received compensation from an Employer during the look back year in excess of $75,000 (subject to adjustment annually at the same time and in the same manner as under Section 415(d) of the Code), (iii) was in the top paid group of employees for the look back year and received compensation from an Employer during the look back year in excess of $50,000 (subject to adjustment annually at the same time and in the same manner as under Section 415(d) of the Code), (iv) was an officer of an Employer during the look back year and received compensation during that year in excess of 50 percent of the dollar limitation in effect for that year under Section 415(b)(1)(A) of the Code or, if no officer received compensation in excess of that amount for the look back year or the determination year, received the greatest compensation for the look back year of any officer, or (v) was one of the 100 employees paid the greatest compensation by an Employer for the determination year and would be described in (ii), (iii), or (iv) above if the term "determination year" were substituted for "look back year".


A "highly compensated former employee" includes any Employee who separated from service from an Employer and all Related Companies (or is deemed to have separated from service from an Employer and all Related Companies) prior to the determination year, performed no services for an Employer during the determination year, and was a highly compensated active employee for either the separation year or any determination year ending on or after the date the Employee attains age 55.


The determination of who is a Highly Compensated Employee hereunder, including determinations as to the number and identity of employees in the top paid group, the 100 employees receiving the greatest compensation from an Employer, the number of employees treated as officers, and the compensation considered, shall be made in accordance with the provisions of Section 414(q) of the Code and regulations issued thereunder. For purposes of this definition, the following terms have the following meanings:


(a) The "determination year" means the Plan Year.


(b) The "look back year" means the 12-month period immediately preceding
the determination year.


An "HOUR OF SERVICE" with respect to a person means each hour, if any, that may be credited to him in accordance with the provisions of Article II.


An "INVESTMENT FUND" means any separate investment Trust Fund maintained by the Trustee as may be provided in the Plan or the Trust Agreement or any separate investment fund maintained


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by the Trustee, to the extent that there are Participant Sub-Accounts under such funds, to which assets of the Trust may be allocated and separately invested.


A "MATCHING CONTRIBUTION" means any Employer Contribution made to the Plan on account of a Participant's Tax-Deferred Contributions as provid ...