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Joinder Agreement

This is an actual contract by Franklin Credit Holding.
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Sectors: Financial Services
Effective Date: December 19, 2008
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Exhibit 10.12 Joinder Agreement No. 3 (Tribeca) This Joinder Agreement No. 3 , dated as of December 19, 2008, is delivered pursuant to Section 7.10 (Additional Loan Parties) of the Security Agreement, dated as of December 28, 2007 (as amended, supplemented, restated or otherwise modified from time to time, the " Security Agreement" ) by Tribeca Lending Corp. (the " Borrower" ) and each of the entities listed on the signature pages thereof in favor of The Huntington National Bank (the " Lender" ). Capitalized terms used herein but not defined herein are used with the meanings given them in the Security Agreement. By executing and delivering this Joinder Agreement No. 3, the undersigned, as provided in Section 7.10 (Additional Loan Parties) of the Security Agreement, hereby becomes a party to the Security Agreement as a Loan Party thereunder with the same force and effect as if originally named as a Loan Party therein, which, with respect to Holding shall become effective immediately after the filing of the Certificate of Merger, and, without limiting the generality of the foregoing, hereby grants to the Lender, as collateral security for the full, prompt and complete payment and performance when due (whether at stated maturity, by acceleration or otherwise) of the Secured Obligations of the undersigned, hereby collaterally assigns, conveys, mortgages, pl
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